Capital.com Review 2026

Capital.com is a regulated broker offering commission-free CFD trading, spread betting for eligible UK clients, and direct stock and ETF investing in selected European markets. Its trading services operate under regulatory oversight in the UK, Cyprus, Australia, and several other jurisdictions.

The broker supports proprietary web and mobile platforms, TradingView, MetaTrader 4, and MetaTrader 5, with regional restrictions. Minimum deposits start at $10 in certain markets, while trading costs primarily consist of floating spreads, overnight financing, and currency conversion charges.

Pros and Cons

Who Regulates Capital.com?

Capital.com operates through several regulated corporate entities worldwide. The group holds licenses from Tier-1 and regional bodies, including the Financial Conduct Authority (FCA) in the United Kingdom, the Cyprus Securities and Exchange Commission (CySEC) in Europe, the Australian Securities and Investments Commission (ASIC) in Australia, the Capital Markets Authority (CMA) in Kenya, and the Securities Commission of The Bahamas (SCB). The group also maintains an operational presence in the United Arab Emirates under local authorization. Under these frameworks, the broker must satisfy statutory capital adequacy, client conduct, and audit reporting mandates.

How Your Money Is Protected

Capital.com holds client funds in segregated bank accounts under applicable regulatory requirements. Eligible UK clients qualify for Financial Services Compensation Scheme (FSCS) protection of up to £85,000, while the Cyprus Investor Compensation Fund (ICF) covers eligible claims up to €20,000.

Clients of Capital Com Group Ltd, regulated by CySEC under licence 463/25, also have private insurance of up to €1 million per client for qualifying misconduct-related insolvency losses. The policy does not cover trading losses and has aggregate coverage limits. Retail CFD clients receive negative balance protection, while professional clients have fewer safeguards.

Company Background and Track Record

Founded in 2016 by British tech entrepreneur Victor Prokopenya, Capital.com operates as a privately held financial technology company and is not publicly listed. The group's Cyprus-regulated companies list their registered offices at 66 Christaki Kranou, 7th Floor, City Tower, 4042, Germasogeia, Limassol, Cyprus.

Trading Costs

Capital.com applies a commission-free model to its CFD and spread betting products. Instead of charging fixed ticket fees or per-lot commissions, the broker acts as a market maker and generates revenue through the floating bid-ask spread. This setup keeps upfront transaction costs straightforward, though spread widths fluctuate with prevailing market liquidity.

Non-Trading Fees

Deposit Fees

Capital.com charges $0 for funding an account across all supported payment methods, including credit cards, wire transfers, and digital wallets.

Withdrawal Fees

Withdrawals carry a $0 processing fee from the broker regardless of whether transactions occur via cards, bank wires, or electronic wallets.

Inactivity Fees

Traders face an inactivity fee of $0. The broker does not penalize dormant accounts or deduct ongoing maintenance fees if an account remains unused.

Overnight Financing

Positions held open past the daily market close incur overnight swap fees calculated from nominal trade value, benchmark interest rates (such as SOFR or SONIA), and an administrative markup. Unleveraged trades opened on 1X accounts or held at 1:1 leverage on select shares and cryptocurrencies do not incur overnight financing charges. Intraday positions closed before the cutoff remain entirely swap-free.

Currency Conversion Charges

Capital.com charges a 0.7% currency conversion markup on retail CFD transactions involving a different currency, reduced to 0.5% for professional clients. Direct stock and ETF investments in eligible European markets carry a 0.4% conversion markup, while knock-out derivatives have no additional currency conversion markup.

CFD Account

The standard CFD account supports leveraged trading across forex, shares, indices, commodities, and other available markets. It uses floating spreads and supports Capital.com's proprietary platforms, TradingView, and compatible MetaTrader integrations.

Spread Betting Account

Eligible UK clients can trade financial spread bets without owning the underlying assets. Trading is commission-free, with costs reflected in variable spreads and applicable financing charges.

1X Account

The 1X account offers unleveraged CFD trading with no overnight financing charges. Positions remain subject to spreads and market risk.

Stock and ETF Investing

Capital.com offers direct stock and ETF investing to eligible clients in selected European countries. Dealing commissions are zero, although currency conversion charges and applicable taxes remain relevant.

Knock-Out Derivatives

Knock-outs allow eligible European traders to establish a maximum position loss through a predetermined knock-out level. Trading costs include spreads, applicable knock-out fees, and overnight adjustments.

Account Comparison

Proprietary Web Platform

Capital.com's browser-based platform brings charting, market analysis, and order execution together in one interface. A notable built-in feature is its behavioral AI tool, which tracks trading activity to help identify emotional bias and recurring analytical mistakes. Charting within the platform is powered directly by TradingView, giving traders access to extensive drawing tools and technical indicators without switching applications.

MetaTrader 4

Traders who rely on desktop charting, custom indicators, and automated execution can connect their accounts to MetaTrader 4 (MT4). This setup supports Expert Advisors (EAs) and allows users to subscribe to the MQL4 Signals service to mirror other strategies.

MetaTrader 5

MetaTrader 5 supports advanced charting, custom indicators, multiple order types, and automated trading through Expert Advisors. Capital.com supports MT5 on live and demo accounts in eligible jurisdictions, excluding the UK.

TradingView

Capital.com accounts can also connect directly to the TradingView charting platform. This integration enables order execution straight from TradingView charts, interaction with the broader community trade ideas feed, and trade execution based on custom chart alerts.

Mobile Trading

Dedicated mobile applications for iOS and Android mirror the primary features of the web platform. Users can track live prices, place orders, modify risk controls such as Hedging Mode, and review performance metrics while on the move.

Execution and Trading Tools

Operating primarily as a market maker, Capital.com executes client orders internally and offsets net exposure with external liquidity providers. To protect positions against slippage during volatile market conditions, guaranteed stop-loss orders can be attached for an additional fee. The platform also accommodates extended-hours trading on select equities and offers an optional Hedging Mode for managing simultaneous long and short positions on the same instrument.

Algorithmic and Copy Trading

Developers can connect to Capital.com through public REST and WebSocket APIs, which permit up to 10 requests per second and function in demo mode for testing. Algorithmic traders can also run EAs on MetaTrader 4, though the broker does not supply internal VPS hosting, leaving clients to source their own external servers. While Capital.com does not have a native social network, copy trading is accessible externally through the MT4 Signals marketplace and idea sharing on TradingView.

Capital.com offers CFD trading across forex, shares, indices, commodities, cryptocurrencies, bonds, and interest rates. Eligible UK clients can also trade financial spread bets, while selected European markets offer knock-out derivatives and direct stock and ETF investing.

CFDs and spread bets track price movements without transferring ownership of the underlying assets. Direct stock and ETF investing, by contrast, involves ownership of securities. Product availability varies by jurisdiction, with cryptocurrency CFDs unavailable to UK retail clients.

Information on this area is not publicly disclosed regarding additional physical exchange-traded markets or non-CFD derivative classes.

Maximum Leverage

Retail leverage complies with regulatory caps across licensed jurisdictions, reaching up to 1:30 for major currency pairs, 1:20 for gold and major indices, 1:10 for other commodities and non-major indices, 1:5 for individual equities, and 1:2 for cryptocurrencies. Professional clients who qualify to waive standard retail protections can access leverage up to 1:500 on select currencies, indices, and commodities, and up to 1:33 on equities. Clients can also manually decrease their account leverage settings as needed.

Margin Calls and Stop-Out Levels

The broker issues a margin call when account equity falls to 100% of the required margin, notifying the trader to add funds or reduce exposure. A mandatory stop-out occurs at 50% margin level, at which point the platform automatically closes open positions to curb further account losses.

Risk Management Tools

To shield retail clients from unexpected gaps in market prices, Capital.com applies negative balance protection, resetting negative balances back to zero. In addition to standard stop-loss and take-profit orders, the broker offers guaranteed stop-loss orders (GSLOs) that ensure execution at the designated price without slippage, available for an additional fee.

How to Fund Your Account

Capital.com accepts deposits through bank transfers, credit and debit cards, Apple Pay, Google Pay, and selected regional payment services. Minimum deposits start at $10, €10, or £10 for eligible international card and Apple Pay transactions. UK accounts generally require £20, €20, or $20, while EU accounts require 20 units of those currencies or PLN 100. Bank transfer minimums depend on the region and account currency. Card and wallet deposits are generally processed immediately, while bank transfers take longer.

How Withdrawals Work

Clients can withdraw funds back to the initial payment source via wire transfer, Visa, Mastercard, Maestro, PayPal, or Skrill. Capital.com charges $0 in withdrawal fees across all channels. Transfer times vary by method: e-wallet requests typically complete within 1 to 2 hours, card withdrawals take 3 to 5 business days, and bank wire transfers clear in 1 to 5 business days.

Ways to Contact Capital.com

• Available Hours: 24/7 continuous coverage
• Live Chat: Web and mobile platform application chat
• Messaging App: WhatsApp messaging support
• Email: [email protected]
• Telephone: +44 20 3097 8888
• Supported Languages: English, German, Italian, Spanish

What Customers Say About Capital.com Support

User feedback on Capital.com's customer service points to quick and helpful assistance across communication channels, especially on WhatsApp and live chat. Traders frequently mention quick resolutions when addressing technical problems, updating card details, or reopening accounts.

Some client reports, however, cite delays during identity and address verification (KYC), alongside occasional queuing delays on live chat during busy periods.

"Very helpful"

"very helpful and freindly"

"Aylin was very helpful and quickly resolved my issue. Thank you!"

Market Research

Market news is integrated into the web terminal through partnerships with Newsquawk and LSEG, delivering live headlines, macroeconomic updates, and pre-market and after-hours commentary. Alongside third-party news, the proprietary platform includes behavioral AI analytics that analyze historical trades to detect emotional patterns and trading biases.

Trading Education

Educational material is available across web resources and dedicated mobile software. The broker offers Investmate, a standalone app providing structured courses, interactive quizzes, and guides covering technical indicators and risk principles. On the website, clients have access to a financial glossary, risk-management guides, and the Trading Essentials module.

Beginners

Low minimum deposits, free demo accounts, and the Investmate learning app make Capital.com accessible to beginners. Its straightforward interface and retail negative balance protection are useful safeguards, although leveraged CFD trading still carries substantial risk.

Active Traders

Capital.com supports frequent trading through commission-free CFD execution, variable spreads, and advanced charting. Multiple account currencies and the absence of inactivity fees further strengthen its appeal, although financing and currency conversion costs can affect trading returns.

Scalpers

Scalping is fully permitted on the platform, backed by minimum position increments of 0.005 lots and automated order routing. Scalpers must still account for regulatory leverage caps across different jurisdictions, as well as overnight swap fees if positions are unintentionally held past the daily close.

Algorithmic Traders

Systematic strategies can be deployed using MetaTrader 4 Expert Advisors or through public REST and WebSocket APIs with a throughput limit of 10 requests per second. Because Capital.com does not supply native or subsidized VPS hosting, automated traders must maintain their own external servers.

Experienced Traders

Advanced chartists can take advantage of direct TradingView connectivity, pre-market trading sessions, and an optional Hedging Mode for running opposing positions simultaneously. Qualified clients opting into professional status gain leverage up to 1:500, along with access to a monthly spread rebate program offering returns of up to 20%.

We assess brokers using our methodology, which combines our own data, broker documentation, regulatory records, pricing information, platform analysis, account information, and third-party customer feedback where specifically required. We evaluate areas including safety, trading costs, platforms, market range, accounts, leverage, deposits and withdrawals, customer service, research, education, and suitability for different trading styles. Where possible, important factual claims are checked against primary sources and dated because broker conditions can change.

Capital.com combines competitive CFD pricing, accessible trading platforms, and regulation across several jurisdictions. Its TradingView and MetaTrader integrations strengthen its appeal to active traders, while direct stock and ETF investing extends its services beyond leveraged derivatives in selected European markets.

Variable spreads, currency conversion charges, regional restrictions, and the absence of in-house VPS hosting remain drawbacks. Capital.com is a strong option for self-directed CFD traders and eligible European investors, although traders seeking integrated copy trading or dedicated automation infrastructure will find its offering less comprehensive.